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An Annual Notice of Change (ANOC)

Is a document your Medicare Advantage or Medicare Part D plan sends you every year in September. It explains all the changes coming to your plan for the next year.

Your ANOC will show updates to things like:

  • Monthly premiums
  • Copays and coinsurance
  • Deductibles
  • Drug coverage and formularies
  • Provider networks
  • Added or removed benefits

Why it matters
Reviewing your ANOC helps you decide whether your current plan will still meet your needs in the upcoming year. If the changes don’t work for you, you can switch plans during the Annual Enrollment Period (October 15 – December 7).